2016年9月2日星期五

地产税与房价

国内又要出台什么限证之类的花样,其实只认一个道理就够了,就是统治阶级(大地主阶级)绝对不会给自己加税,最后唯一出路是压榨刚需接盘侠,房价永远不跌。

另外看了一下国外的地产税,虽然地产税很叼,但是仍然不可能限制房价增长。

多伦多地产税为例:
house差不多0.7%每年,apartment之类1.7%每年。算成国内的70年产权的话,70年要交相当于房价的50%-100%的税。那又怎么样呢?房价该涨还是要涨啊。
换句话说,交税的都没用,国内那些不交税的,不涨才没天理了。

美国的税率也都差不多,纽约州平均1.5%,最高有的地方2%。


附多伦多房价税率表

2015 Property Tax Rates


DescriptionCity Tax Rate %Education Tax Rate %Transit Tax Rate %Total Tax Rate %
Residential0.5081190%0.1950000%0.0024847%0.7056037%
Multi-Residential1.5290188%0.1950000%0.0025294%1.7265482%
New
Multi-Residential
0.5081190%0.1950000%0.0024847%0.7056037%
Commercial General1.5361843%1.2278260%0.0025294%2.7665397%
Residual Commercial -
Band 1
1.2811685%1.2278260%0.0021095%2.5111040%
Residual Commercial -
Band 2
1.5361843%1.2278260%0.0025294%2.7665397%
Industrial1.5301969%1.2946100%0.0025294%2.8273363%
Pipelines0.9773995%1.5065730%0.0047794%2.4887519%
Farmlands0.1270297%0.0487500%0.0006212%0.1764009%
Managed Forests0.1270297%0.0487500%0.0006212%0.1764009%


Example:

Estimated taxes on a residential property with an Assessed Value of $524,833
Estimated property tax   = Assessed Value x Residential Tax Rate
= $524,833 x 0.7056037%
= $3,703.24

最后这个例子就比较扯,50万的房子已经不存在了,150万还差不多。50万只能买到税率1.72%的apartment

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